Fund Transfer using ICICI banking

ICICI net banking requires adding the payee account details for Fund transfer. However the only way to add an account number is by searching the City and then the Bank, Branch and so on. There is no way now to add the bank by the IFSC number or the MICR number.

The problem with this is the inconsistent database of Cities/Banks/Branches.

I wanted to add my Motherś HDFC bank account number and had a nightmare figuring out the correct Bank and branch. The account is in HDFC Kadavanthra, Ernakulam branch.

Weird thing is that you need to search Ernakulam, Kochi, Cochin to find out all the banks in Ernakulam. No luck.

Finally after finding the IFSC code of the Kadavanthra branch (after some googling), I found out the correct branch. And it turns out that the address listed is wrong.

Hereś how to add a HDFC Kadavanthra Branch to ICICI Payee:

Select Add Payee

Search for city ¨Ernakulam¨ -Validate

Select Ernakulam,Kochi from the list

Find Banks

Select HDFC Bank

Select Mather Square, with IFSC:HDFC0000295, MICR:68224004